The cost of the loan and APR depends on information in your application. More generally, depending on the exact loan amount, loan period and lender we match you with, the APR may be between 260. This new finance charge may be a flat fee, or may be calculated by applying the proportionate amount of the finance charge to the unpaid loan amount. Review the late payment policy detailed in the loan documents provided to you by your lender before signing your e-signature, and thereby agreeing to the loan terms. Additional fees or charges by your lender may be requested in the event that you are unable to repay your loan in full or if you make a late payment. FlashPayday cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender. com, and therefore they will vary. For more details, please review our fees page. Lenders may attempt to contact borrowers via one or more authorized methods, including phone calls and emails, to arrange for payment. This can negatively affect your credit store. Consumers with credit difficulties should seek credit counseling. com is a lending network, NOT a direct lender. All repayment terms and associated dealings are between you and the lender. Every lender inour network has different loan terms such as the loan amount, the APR of the loan and repayment schedules. For more information, please visit our how it works page of this site. FlashPayday matches you with a participating lending partner based on your application and lender requirements. Cash is then deposited in your account. How much money you can borrow exactly, however, depends on a few factors such as the lender we match you with, your income and employment history. Prior bankruptcy, a poor credit history or charge-offs do not automatically disqualify you - you may still apply for a loan. In most cases no. However, if data provided is inconclusive or seems false, lenders may ask for additional documentation to be faxed. Payday Loans are intended to be a short-term relief to financial hardship only such as emergencies that require a one-off cash loan. Payday Loans are not a long-term solution to cash flow problems. Hence we highly recommend you do not take out multiple payday loans at once. How it worksUse our easy 2-step application and we help connect you with a lender.